Tuesday November 10th 2026

Kirsty McNeill, Member of Parliament for Midlothian
Written by Midlothian View Reporter, Liam Eunson
Midlothian MP Kirsty McNeill has welcomed Government plans to make it easier for families of disabled young people to access their Child Trust Fund savings.
Under the new rules, parents and carers will be able to access the money on behalf of young people who lack the capacity to manage their own finances.
Currently, families face a lengthy and complicated process to access the funds, leaving many disabled young people unable to use money that belongs to them.
Child Trust Funds were introduced by Labour in 2005, providing tax-free savings accounts for children born in the UK between September 1, 2002, and January 2, 2011. The accounts became accessible when they turned 18.
The Government provided an initial contribution of between £250 and £500 per child. Nearly three million young people have since accessed their savings, worth more than £2,000 on average.
Kirsty McNeill, Member of Parliament for Midlothian, said:
“Since Labour created the Child Trust Fund, millions of young people have benefited from savings put aside for them. But families of disabled young people have had to fight to reach money that is rightfully theirs.”
“That ends now. These long overdue changes mean parents and carers can access these funds on their behalf, so every young person gets what they’re entitled to.”
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